iMoneyplus

Get an instant loan in Nigeria

iMoneyplus is a free finance tool developed by Xgo Finance Limited. This mobile application empowers citizens in Nigeria by offering instant borrowing options, catering to both personal and business needs. With this, accessing loans has never been more convenient, enabling users to secure financial assistance anytime and anywhere.

iMoneyplus streamlines the loan application process, allowing you to complete it within seconds and receive your loan directly in your bank account. This loan app permits you to borrow up to 200,000 naira instantly. Additionally, you may explore other options, such as OxLoan and KashKash, which provide comparable services to meet your borrowing needs.

Hassle-free loans with secure data

iMoneyplus prioritizes your data security and employs state-of-the-art encryption techniques to safeguard the information you provide. With this reliable loan platform, borrowing any amount, ranging from ₦8,000 to ₦200,000 is quick and hassle-free. Just complete a simple application within the app, and you'll receive fast approval for your loan. Moreover, this app is available round-the-clock, allowing you to make loan requests at your convenience, 24/7.

Moreover, to utilize this app, you must meet specific eligibility criteria: be between 18 to 65 years old, have a steady source of income, and be a resident of Nigeria. You can also select repayment periods ranging from 91 to 365 days. It's important to note that different repayment periods may entail varying interest rates. The annual interest rates span from 12 to 50 percent, while the service fee remains zero percent.

For example, if you borrow ₦5,000 and opt to repay it in 180 days at an interest rate of 36.5 percent, the total interest fee would amount to ₦900. Consequently, the total repayment sum would be ₦5,900 Naira. Moreover, making timely repayments enhances your credibility, potentially increasing your loan amount for future applications. However, it's crucial to know that delayed loan repayments will incur an automatic fee of 2 percent daily.

An excellent choice for fast cash assistance

iMoneyplus empowers Nigerians with instant borrowing options for personal and business needs. The streamlined application process ensures quick access to loans up to ₦200,000. The app prioritizes data security with advanced encryption techniques. Eligibility requires an age between 18 to 65, a stable income, and Nigerian residency. Timely repayments can increase loan amounts, while late repayments incur a 2 percent daily fee.